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Benefits Administration

Big Business Benefits - on a Small Business Budget

Access to Major Multi-State Insurance Plans

I’m sure you will agree that having the best and brightest employees working for you can give your company a competitive edge, but the best employees are typically drawn to companies that can offer a great benefits package to help ensure a healthy and a solid financial future for themselves and their families.

To enable your company to recruit—and retain—the very best employees, a competitive package featuring Fortune 500-type benefits is essential. StaffLink can provide you with access to cost-effective, comprehensive multi-state employee benefits plans, and take the time-consuming administration completely off your desk.


Cafeteria Plans

A cafeteria plan is a type of employee benefit plan offered pursuant to Section 125 of the Internal Revenue Code. Its name comes from the earliest such plans that allowed employees to choose between different types of benefits, similar to the ability of a customer able to choose among available items in a cafeteria. Qualified cafeteria plans are excluded from gross income. To qualify, a cafeteria plan must allow employees to choose from a selection of two or more benefits consisting of qualified benefit plans.

Why would you want to participate in a Section 125 plan? Primarily for the tax saving advantages for your employees, you are able to save on taxes and therefore increase spendable income. Employees' pretax contributions are not subject to federal, state, or social security taxes. StaffLink Outsourcing, Inc. gives you access to a no cost, money saving, Section 125 Cafeteria plan.


401(k) Retirement Plans

StaffLink makes participating in a 401(k) plan easy.

The journey to a successful retirement plan can be challenging. In addition to regulatory issues and fiduciary responsibilities, massive amounts of 401(k) plan administration paperwork can be time consuming, complex and fraught with potential errors, errors that can lead to serious liability for your company.

401(k) Plan Features

  1. Low-Administration Cost
    Typically, the high cost of administration makes the 401(k) impractical for most small to medium sized businesses. The economy of scale achieved by our 401(k) plan makes this retirement plan offering cost-effective and workable for your company.
  2. Personalized Service
    Registered representatives are available to you for your individual investment needs, and our customer service department stands ready to process your plan requests.
  3. Asset Allocation Investment Portfolios
    Through our investment partner, we offers pre-allocated investment options based on aggressive, moderate and conservative portfolios. These portfolios are suitable as core investments for retirement plans and allocate assets according to risk profiles.
  4. Quality Investment Choices
    Highly rated no-load funds that provide a broad spectrum of diversified investments and management styles have been selected for our 401(k). That means you will have access to funds that may achieve various retirement goals.
  5. Specialized Reporting & Record Keeping
    Our reporting system provides specialized reports for company owners and plan participants. Statements are mailed to plan participants’ homes within 15 days of the end of each quarter. Statements are also available on-line.
  6. Ease of Access
    We offer a comprehensive web site that allows users to access and make changes to their accounts.
  7. Email Express
    Upon request, a unique Email service is available to you. Every Friday afternoon you can receive via Email your 401(k) account balance, and a brief commentary of that week’s market activity.

Your Employees Have Retirement Plan Needs – We have the Solution.

Whether you're interested in starting a new 401(k) plan or transferring an existing one, StaffLink can help you through every step of the process.



Department of Labor regulations for employee welfare benefit plans have steadily increased in recent years. In addition to complying with HIPAA privacy rules, employers must follow continuation coverage rules under COBRA and changes to ERISA claims procedures. Failing to meet the myriad of requirements could mean steep financial penalties and significant liabilities for any company.

The impact of COBRA on your business goes beyond events associated with employee termination. New health care reforms and other legislative requirements have broadened the kinds of activities your organization needs to engage in to remain compliant. StaffLink monitors regulatory changes that affect COBRA benefits requirements. We can assist with your COBRA compliance obligations by handling administrative burdens that would otherwise take up your HR department’s valuable time.

Are You HIPAA Compliant? The HIPAA Act of 1996 has set strict standards regarding a patient’s Protected Health Information (PHI) as a part of its Privacy Rule regulations.

The HIPAA Privacy

HIPAA addresses all issues concerned with saving/accessing/sharing medical & personal information of an individual. The concept of a Covered Entity is at the core of Privacy Rule regulations. All Healthcare Providers and Health Plans are called Covered Entities. Here, Health Plans include state, federal, private and employee & veterans’ welfare health insurance plans.

However, this is a very basic definition, as the realm of a Covered Entity implies to all Business Associates that are involved in accessing/sharing an individual’s medical health information. A Business Associate represents all persons or organizations that are involved in the direct functioning of a Covered Entity or act on behalf on a Covered Entity. The regulations surrounding HIPAA can be very complex, and it is very easy to be unknowingly in violation of HIPAA. Let StaffLink shoulder that burden.


Manage Clients' Benefits Plans

Through payroll deduction, StaffLink will make deductions from your employees on your behalf, ensuring the proper tax treatment and reporting, including W2(s), should you choose to maintain your own Benefits, or other plans. Those deduction amounts are credited to you immediately with each payroll that the amounts are deducted.


Affordable Healthcare Act Compliance

What is the Affordable Care Act?

The Patient Protection and Affordable Care Act (PPACA) 2010 HR3590, or Affordable Care Act (ACA) for short, is the new health care reform law in the United States and is often called by its nick-name; Obamacare. The Patient Protection and Affordable Care Act is made up of the Affordable Health Care for America Act, the Patient Protection Act, and the health care related sections of the the Health Care and Education Reconciliation Act and the Student Aid and Fiscal Responsibility Act. It also includes amendments to other laws like the Food, Drug and Cosmetics Act and the Health and Public Services Act. Since being signed into law additional rules and regulations has expanded upon the law, we have attempted to update our summaries with those changes.

What Does the Affordable Care Act Do?

The Affordable Care Act is a long, complex piece of legislation that attempts to reform the healthcare system by providing more Americans with affordable quality health insurance and by curbing the growth in healthcare spending in the U.S.. Reforms include new benefits, rights and protections, rules for insurance companies, taxes, tax breaks, funding, spending, the creation of committees, education, new job creation and more.

For more information on the Affordable Care Act please visit -